Board Elections Can Lead to Costly D&O Claims — Are You Prepared?
Even the most routine HOA and condo board elections can quickly spiral into expensive legal disputes if governing documents and procedures aren’t followed carefully. This real-life claim report highlights three actual election-related lawsuits where:
A board improperly amended bylaws to block an elected owner from serving
An election was held without proper notice, ballots, or quorum verification
A board avoided elections for years and tried to rewrite the rules to stay in power
Each case resulted in tens of thousands of dollars in defense and settlement costs — paid under Directors & Officers (D&O) insurance — and all could have been avoided with proper compliance.
📌 What you’ll learn in the full PDF
✔ Common mistakes boards make during elections
✔ How those mistakes trigger D&O claims
✔ What courts and carriers look at when disputes arise
✔ Best practices to protect boards and communities
✔ The importance of a comprehensive Directors & Officers Liability policy built for the unique exposures of community associations.
If you’re a Board Member or Property Manager involved in elections this year, this is a must-read resource to help your community avoid unnecessary risk.
➡️ Download the PDF here to review the scenarios and preventative tips.