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Wondering if your HOA’s property insurance is set up right? Learn the pros & cons of scheduled vs. blanket limits, how they impact claims, and which is best for your community. Read more to protect your property & avoid costly surprises!

As wildfire season approaches, it’s more important than ever to assess your community's risk. Most homes that survive wildfires do so because of proper preparation — not because of luck.

Prepare your HOA for Colorado’s hail season with a free inspection! Learn how documenting your roof’s condition with photos can simplify insurance claims, help identify new damage quickly, and uncover maintenance needs before storms hit.

The U.S. property and casualty insurance industry improved its underwriting results in 2024 despite “significant” insured catastrophe losses, reducing its net underwriting loss to an estimated $2.6 billion.

Stability returns to the commercial property insurance market in 2025, with most renewals seeing modest rate increases. Explore emerging trends like CAT models, reinsurance growth, and tips to secure coverage and mitigate risks. Read more!

Discover how the ever-tightening insurance market is pushing Colorado communities into the excess & surplus lines (E&S) market, where unique risks require careful navigation and expertise for adequate protection.

Hard market conditions will continue through 2024 for both commercial and personal lines, but begin to ease in 2025, according to the latest sigma report from Swiss Re.

Successfully navigating this volatile and challenging insurance landscape requires a partnership with an insurance broker with an established reputation and trustworthiness with underwriting partners across the globe.

In fact, when it comes to underwriting and rating commercial property insurance, insurers examine four key characteristics of a building: its construction, occupancy, protection and exposure (COPE).

Homeowners associations (HOAs) are crucial for the upkeep of many residential communities. But HOAs can be threatened by a variety of risks and holes in insurance coverage.

In the event that damages from an incident exceed the limits of the HOA’s master policy, all condo residents may have to pay out of pocket for any losses, even if they were not at fault. To avoid this, loss assessment coverage is critical.

Insurance buyers face the hardest property insurance market in a generation, with historic inflation and skyrocketing natural disaster losses causing “significant pressure,” according to a new report from the American Property Casualty Insu