Springtime in Colorado brings blooming flowers, longer days—and the start of wind and hail season. If you’re part of an HOA board or a property management team, now is the time to schedule a comprehensive inspection of your community’s buildings, especially the roofs. Taking this proactive step can make all the difference when it comes to protecting your property and streamlining any future insurance claims.
Documenting Your Roof’s Condition Saves Time—and Headaches
One of the most important reasons to have your roofs and buildings inspected before storm season hits is to establish a clear record of the property’s condition. A reputable contractor will provide a detailed report along with dated photos documenting the current state of your roof and exterior structures.
These records are crucial when a storm does strike. Insurance carriers are increasingly reducing the time allowed to file a claim following a wind or hail loss—sometimes as little as 180 days. Having before-and-after photos on hand makes it significantly easier to identify new damage, verify it was caused by the storm, and expedite the claim process.
Stay Ahead of Minor Issues Before They Become Major Problems
Aside from claim documentation, these inspections help your community stay ahead of small maintenance issues before they turn into costly repairs. Your inspector may uncover loose flashing, cracked shingles, or clogged drains—issues that can easily be fixed now to avoid water intrusion or structural damage down the road.
Regular inspections and timely repairs also demonstrate good faith to your insurance carrier, reinforcing that your community is taking steps to maintain and preserve the integrity of your property. This can support future claim approvals and potentially impact your community’s insurability in a positive way.
Most Inspections Are Complimentary
The best part? These inspections are generally complimentary when performed by a reputable contractor. Many roofing and exterior specialists offer this service as a courtesy to community associations, knowing it builds trust and may lead to future work if damage is found.
Don’t Wait—Schedule Your Inspection Today
Wind and hail season in Colorado is unpredictable, and once storms begin to roll in, it can be difficult to get on a contractor’s schedule quickly. By acting now, you’re giving your community the best chance to respond swiftly to any future damage and reduce the risk of uncovered losses.
At Network Insurance Services, we encourage all our HOA clients to partner with experienced, reputable contractors to schedule these inspections annually. It’s a simple step with huge benefits. If you need a referral to a contractor who understands the unique needs of HOA communities and works hand-in-hand with insurance carriers, reach out to our team—we’re happy to help.