Network Insurance Services, LLC is a locally owned Insurance Brokerage specializing in community associations. Denver Business Journal ranks us in the Top 20 Largest Independent Insurance Brokers in Colorado. Network has built its reputation on honest, upfront communication, personalized service, and a consultative approach to addressing each community's unique needs.
Our HOA division has been incredibly successful after discovering years ago that to truly be successful in the space we needed to manage the relationship between the Board, Property Manager, and Network Insurance as a team with a common goal. ‘Get the best insurance protection at the best price for the HOA while simplifying the busy life of the property manager.’ We insure hundreds of Colorado community associations and understand the unique risks and challenges our local communities face.
We are a forward-thinking company that is always looking for new innovative ways to help our customers control costs and leverage time. We realize the roles of board members and property managers are not always 9 to 5 jobs and have a licensed person on call 365 days a year to take your call when you need us.
Why partner with Network Insurance Services for your Homeowners Association's insurance?
- Active Member in Community Association Institute's Rocky Mountain Chapter and Southern Colorado Chapter.
- We specialize in tailored insurance and risk management solutions for HOAs, condominium associations, and other community associations.
- Participate in hundreds of board meetings and town halls annually assisting Board Members & Property Managers in communicating insurance information to residents.
- Access to the Top-Rated Insurance Carriers that specialize in insurance products for HOAs. We market your coverage with the most reputable carriers to ensure the best combination of protection and price.
- 24/7 Certificate of Insurance access for Mortgage Companies & Residents.
- Unique strategies to manage increasing premiums and deductibles.
- We educate and guide boards through the process, so you feel confident making decisions and meeting fiduciary duties.
- Network Insurance doesn’t just quote apples to apples and chase the lowest premium — we dig in and analyze your community’s policies, limits, and exposures to uncover hidden risks. We find that 4 out of 10 communities we review have significant coverage gaps. When we identify these gaps, we work closely with your board to explain the risks, recommend appropriate solutions in line with your governing documents, and implement the right coverage to fully protect your community.
“Winds of change are making it harder for property managers and their associations to secure competitive insurance products. In this chaotic and rapidly changing insurance market, experience makes the difference.”
Essential Coverages for Homeowners Associations
- Property Insurance
- General Liability Insurance
- Directors & Officers Liability (D&O)
- Workers’ Compensation
- Fidelity & Crime
- Umbrella & Excess liability
- Cyber Liability
- Earthquake, flood, and special coverages
